With the June 2025 Social Security disbursements completed, beneficiaries are now turning their attention to the next round of Supplemental Security Income (SSI) payments, scheduled for July 1, 2025.
These payments, worth up to $967 for individuals and $1,450 for couples, will provide much-needed financial relief to eligible Americans who meet specific criteria set by the Social Security Administration (SSA).
Here’s a breakdown of the payment schedule, eligibility rules, and how the SSA calculates your benefit.
When Will SSI Payments Be Made?
The SSA disburses SSI payments on the first day of each month. When the first falls on a weekend or holiday, payments are moved to the previous business day.
Fortunately, July 1, 2025, is a Tuesday, so beneficiaries will receive their payments on time without delays.
SSI Payment Date for July 2025:
| Benefit Type | Payment Date |
|---|---|
| SSI (Individual or Couple) | Tuesday, July 1, 2025 |
Who Is Eligible for the $967 and $1,450 SSI Payments?
To qualify for Supplemental Security Income in 2025, individuals must meet certain federal criteria related to age, disability status, and income limits.
Key Eligibility Requirements:
- Aged 65 or older, or
- Blind or disabled (adults or children)
- Limited income and resources
- U.S. residency and citizenship or eligible immigration status
Monthly earned income must not exceed $2,019 for working adults. Unearned income, such as unemployment or pensions, also impacts eligibility.
Children under 18 with qualifying disabilities may also be eligible if their household income falls within SSA thresholds.
Living arrangements matter: if a beneficiary lives in someone else’s home without paying rent or costs, the SSI benefit may be reduced.
Payment Amounts: What You’ll Receive in July 2025
The maximum federal SSI benefit rates for 2025 are:
| Recipient Type | Maximum Monthly Benefit |
|---|---|
| Individual | $967 |
| Eligible Couple | $1,450 |
These are federal maximums. However, actual payments may be reduced based on income and living conditions. Here’s how it breaks down:
- Earned income reduces benefits by $1 for every $2 earned
- Unearned income (like other benefits) reduces SSI dollar-for-dollar
- Living in someone else’s home without paying can lower the payment by up to $342.33
Some states offer additional SSI supplements, which do not affect the federal payment but may increase the total amount received monthly.
What to Do If Your Payment Is Late
If your SSI payment doesn’t arrive on July 1, here’s what you should do:
- Wait at least one business day—delays are often temporary.
- Call the SSA at 1-800-772-1213 (Monday–Friday, 8:00 a.m. to 7:00 p.m.).
- For hearing impairments, use TTY 1-800-325-0778.
- Visit a local SSA office for assistance.
Most issues are resolved quickly, but make sure your banking information and address are up to date to avoid recurring delays.
The upcoming $967 and $1,450 SSI payments arriving on July 1, 2025, represent essential support for millions of Americans facing economic challenges.
With income-based calculations and strict eligibility criteria, it’s important to understand how your situation may affect your payment. Staying informed and maintaining current records with the SSA ensures smooth and timely delivery of these vital benefits.
FAQs
Who qualifies for the $967 or $1,450 SSI payment in July 2025?
Individuals aged 65+, or those who are blind or disabled with limited income and resources. Couples may receive up to $1,450.
When will I receive my July SSI payment?
The official payment date is Tuesday, July 1, 2025, as it falls on a business day.
Can SSI payments be reduced based on my income?
Yes. Earned and unearned income both reduce SSI payments. Living arrangements can also impact the final amount.